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Additionally, customers for this sort of plan could have serious lawful or criminal histories. It's crucial to note that various carriers provide a variety of concern ages on their assured issue policies as reduced as age 40 or as high as age 80 - funeral insurance business plan pdf. Some will also use greater stated value, approximately $40,000, and others will certainly permit far better survivor benefit problems by improving the rate of interest with the return of premium or reducing the variety of years till a full survivor benefit is readily available